Insights
Small Group Health Insurance in California: Why Simpler, Flexible Plans Work Better
Small group health insurance in California doesn’t have to be complicated. Learn how simple, flexible benefit strategies can help employers control costs, meet requirements, and give employees better options.
Hospital Indemnity Insurance: What It Is and Why Employers Are Offering It
Hospital indemnity insurance is becoming a popular employee benefit as out-of-pocket healthcare costs continue to rise. Here’s what it is and why more employers are adding it to their benefits package.
Understanding IRS Section 125 Plans: What Every Employer Needs to Know
Offering pre-tax benefits to your employees is a great way to save money and lower your payroll taxes. But did you know that this tax advantage is only allowed if you have the proper documentation in place?
ACA Reporting-What Employers Need to Know for the 2024 Tax Year
For Applicable Large Employers (ALEs), ACA reporting is required annually to ensure compliance and avoid costly penalties. Here’s what you need to know for the 2024 tax season.
Self-Insured Health Plans in 2023: Why Large Employers Are Leading the Shift
Discover why self-insured health plans gained traction among large employers in 2023.
Dialysis Patients fear fallout from the implications of a vote that passes Proposition 29.
Proposition 29, the third statewide dialysis initiative in the past 5 years in California, imposes new requirements on dialysis clinics such as requiring a doctor to be on hand during treatments. The other requirements included in the proposition would require clinics to report infections to the state and disclose when doctors have a stake in the clinic to patients.
Medicare Creditable Coverage Deadline is 10/15
The Medicare Modernization Act (MMA) requires employers to complete two disclosure requirements pertaining to the creditable coverage of their prescription drug plan.
California is attempting to become the first state to produce its own brand of insulin…
The Newsom administration states that roughly 4 million Californians suffer from diabetes. One in 4 people with diabetes who rely on insulin cannot afford it, forcing many to ration the treatment or completely forego it, which can have deadly consequences.
How Pfizer won the Pandemic
Pfizer has reaped influence and outsized profits during the first two years of the pandemic. Their success in developing COVID medicines (both vaccines and treatment drugs) has given the drugmaker an unusual and unhealthy amount of weight and influence in developing and shaping U S health policy. Pfizer had a total revenue of 81.3 billion in 2021, nearly doubling their previous annual revenue in 2020. Pfizer’s MRNA COVID vaccine holds a 70% market share over U.S and European markets.
Aida Swanson Awarded in 2020 Top Women in Benefit Advising
Our very own Principal, Aida Swanson has been named one of Employee Benefit Adviser Top Women in Benefit Advising for 2020. After a months-long process, the Employee Benefit Adviser editorial team selected 20 top women benefits, advisers,..…
Creditable Coverage Disclosure Deadline is 10/14
Please note, this is only required for any employee and dependents that are Medicare eligible but because it may be difficult to identify all Medicare Part D participants in the group health plan, it may be prudent to provide the disclosure to all plan participants..…
Ancillary Benefits – Enhance And Save With Them
Now more than ever providing employees with access to Health Benefits is extremely important. This is why I am going to share ways to enhance benefits, reduce cost, or simply be able to offer benefits to your employees.…
3 Positive Changes to HSAs
The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) passed on March 27, 2020, has a number of provisions that impact Health Insurance and Employee Benefits. There where many positive changes that came out of this act. Today I will be…